An extremely interesting afternoon when it comes to personal development. I drove into town this afternoon with a simple plan, to go out for lunch. Little was I to know I’d end up making a decision I think will define a sector of my life in the immediate, and distant future.
After lunch I did a little window shopping, I wanted to check out some new watches. I really was only dreaming, and window shopping for price references. I ended up in Michael Hill, one of the largest and most vast jewelers in New Zealand checking out their mens dress watches.
There was one which struck my eye which I promptly tried on..a wrong move. It had a price tag of $600 NZD, which was quickly bargained down to a lowly $395 on the jewelers terms. He then proceeded to tell me he’d drop the price another $50 if I came back in before the end of the day. I took his business card, and walked away with one thing on my mind. Where can I find this money before the store closed.
Back in the car I loaded up my banks website on my phone and transfered the amount over from an account I’ve promised myself not to touch. I was set on it, I had to have that watch. I decided to walk back to the store to give myself a little time to think, at this stage I had two choices. Walk in and hand over my card, walking out with the watch and a head full of guilt. Or walk away from the store, and hold my head up high I had beaten my ‘want’ and made a smart decision.
I sat outside for five minutes, catching eye of the man who was awaiting my arrival back at the store more than once. Then I made a decision I feel is defining in the way I need to look at and treat money – I walked away from the store, jumped in my car, and drove home.
I believe this is the first step I needed to take in turning around my finances and really setting myself up for the future. It wasn’t easy, but the first step never is. I’m now confident I can always say no to impulse purchases. I’m well on my way!