Cha-Ching, the application for managing your personal finances has been updated to beta version 0.3. It has many more improved, enhanced, and new features over the previous 0.2 release.

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Here is an overview of the new features:

.Mac Backup

You can now backup your Cha-Ching library to your .Mac account and revert to previous backups. This is a great feature for those who are obsessed with having a backup of all their data, and will be a lifesaver in not only preventing loss of data, but moving your finances between computers while on holiday.

Budgets

Stying to stick to a certain budget so you can save money for Christmas shopping? With Cha-Ching 0.3, now you can set a budget and attempt to keep to it. No more guessing games, Cha-Ching does everything for you and tell’s you when you need to stop spending money.

Attachments

For an example, I did the copywriting for MainMenu 1.7 recently and added the transaction into my Cha-Ching library. If I was adding that today, now I could attach the document to the transaction to keep myself organized better.

Password Protection

Tired of snoopers? Enable the “require password at launch” option.

The UI has also had a fantastic redesign, check it out below:

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Download version 0.3 here.